As a first home buyer, the first step to buying property is finding out how much you can borrow, this will in turn allow you to determine where you can afford to buy. Most first home buyers will often start by determining what repayment structure they are comfortable with and then find a loan amount to match this. Your maximum borrowing capacity will also differ from lender to lender as the different lenders use different lending criteria.
Whatever your situation, it is always wise to begin by talking to a good mortgage broker. They can help you determine how much you can borrow, find out what your home loan repayments will be and even help you complete your home loan application. They are an essential part of finding the right loan for your unique situation.
To find out how much you can borrow or to find out which home loan options will suit your individual situatuation, complete our brief how much can I borrow enquiry.
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